USARateHub

Every good car deserves a longer story.

Your car, one plan away.

Top pick Covers older cars most plans won’t

Best for high-mileage vehicles (up to 300,000 miles) Top offer

CarShield

Credit check: Not required Get My Free Quote at CarShield on CarShield’s secure site
  • Miles coveredUp to 300K
  • Repair shopAny licensed
  • Roadside24/7
  • Free quote2 min

Why you’ll like this: CarShield covers older, higher-mileage cars that many competitors turn away - and you can use any licensed repair shop instead of a fixed network.

Free quote Compare coverage plans without sharing payment info

Best for used cars out of factory warranty

Complete Car Warranty

Credit check: Not required Get My Quote at Complete Car Warranty on Complete Car Warranty’s secure site
  • CoverageMost makes
  • Plans3 tiers
  • Roadside24/7
  • QuoteFree

Why you’ll like this: multi-tier plans match coverage to your car’s age and mileage - pay only for the protection you need.

Side by side

For August 2026, CarShield is the strongest starting point for older cars - plans cover vehicles up to 300,000 miles, work at any licensed repair shop and include 24/7 roadside assistance - while Complete Car Warranty fits used cars past their factory warranty, with three plan tiers across most major makes. Both quotes are free.

Published ranges as of 3 June 2026. Your rate depends on your profile.
Provider Best for Coverage Roadside Quote
CarShieldHigh-mileage vehiclesUp to 300K miles24/7 includedFree
Complete Car WarrantyUsed cars out of factory warrantyMost makes24/7 optionFree

How we ranked these

We compared published coverage details - mileage limits, repair shop flexibility, roadside assistance, plan tiers and the cost to get a quote - across the two providers, as published on 3 June 2026. Ranking is editorial: compensation from partners affects which providers appear and can affect order. Plan pricing varies by vehicle year, make, model, mileage, deductible and coverage tier, and availability differs by state - the quote you receive is the only figure that applies to you. Full detail in our editorial policy.

What drivers ask

What does an auto warranty actually cover?

A vehicle service contract covers mechanical breakdowns - engine, transmission, electrical and similar systems - after the factory warranty ends. It does not cover accident damage (that is what insurance is for), routine maintenance, or wear items like brake pads and tires. Read the exclusion list before you sign.

Is a warranty worth it for a high-mileage car?

Older cars break down more often, and that is exactly when factory coverage has lapsed. Some plans accept vehicles up to 300,000 miles, so age alone rarely rules you out. Weigh the plan’s monthly cost against your car’s repair history and what one major repair would cost out of pocket.

Can I use my own mechanic for repairs?

It depends on the plan. Some providers restrict you to a repair network, while others let you use any licensed repair shop. If you trust a particular mechanic, check the repair-shop terms before you buy - it is one of the biggest practical differences between plans.

Is a vehicle service contract the same as a factory warranty?

No. A factory warranty comes with the car and is backed by the automaker. A vehicle service contract is sold separately by a third party, with its own terms, deductible and claims process. Compare what each tier covers and how repairs are paid before choosing one.

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